Need a Loan Top Up for Renovation, Investment or Other Expenses?

If you are an existing home owner who is refinancing their loan to obtain a better rate of interest or purchasing additional investment property, this is an opportune time to consider whether you are going to require more than the amount needed for the mortgage. That investment property might need some renovation before being rented or you have had some unexpected expenses that have accumulated. As long as you have some equity in your property, the banks will lend against it. Savvy property owners review their loan every 12–18 months to ensure their rate is still competitive and to "unlock" the equity in their property for "cash flow" management and "further investment". Unlocking equity can often produce enough money for a deposit on your next investment property. A top up might even be used simply to cover the expenses involved in acquiring a property – solicitors fees, stamp duty etc.

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Freecall 1800 112 003

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