Need a Loan Top Up for Renovation, Investment or Other Expenses?
If you are an existing homeowner who is refinancing their loan to obtain a better rate of interest or purchasing additional investment property, this is an opportune time to consider whether you are going to require more than the amount needed for the mortgage. That investment property might need some renovation before being rented or you have had some unexpected expenses that have accumulated. As long as you have some equity in your property, the banks will lend against it. Savvy property owners review their loan every 12–18 months to ensure their rate is still competitive and to “unlock” the equity in their property for “cash flow” management and “further investment“. Unlocking equity can often produce enough money for a deposit on your next investment property. A top-up might even be used simply to cover the expenses involved in acquiring a property – solicitors fees, stamp duty etc.
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We were absolutely delighted with the professionalism and service provided by Phil. His product knowledge is unsurpassed, and he managed our situation wonderfully well. We actually got a better outcome from our financial requirement (home loan) than we actually expected. He was available anytime of the night or day and walked us through every step…
John was very attentive, answered all our questions as they arose and put in 100% effort into making what is normally a stressful process of obtaining finance when looking for a home an easier one. We wouldn’t go anywhere else with regards to our financing needs.
We have found John to be honest, punctual and his communication skills were exceptional as we never had a question that wasn’t answered. We highly recommend John and will be using him in again in the future.
We have used Phil’s services several times for the last 15 years, and have found Phil to be prompt and reliable in giving advice, answering questions and always returns calls and emails. We have found Phil has a certain ‘ease’ about how he conducts business and we also appreciate the extra time he spends in…
Philip Robertson from the mortgage centre has helped us buy our first home and later to upgrade to our family home.
Philip’s knowledge and professionalism is outstanding. He took the time to explain our options to us thoroughly and kept us up to date during the application process.
Highly recommend!
Years Of Experience
Customers Across Australia
People Into Their Own Homes
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Questions? Call (03) 8832 0000